Peak Cashflow

How do I get started with Peak Cashflow?

When you first open it, Peak Cashflow asks for three numbers on one screen: today's account balance, money coming in per month and costs per month, plus optionally single larger payments such as stock or taxes. Estimates are fine, and you don't need a bank connection. With “Create plan” you see the projected account balance over 13 weeks and where money gets tight; you add everything else in the plan with “Add payment”.

How do I import a bank statement?

With “Import bank statement” as a CSV file, in three steps: “Upload”, “Map columns”, “Review & import”. Date and amount are required. If Peak recognizes a date, an amount and a text, it maps the columns itself.

1. 01Export the statement from your online banking as CSV.
2. 02In Peak Cashflow, choose “Import bank statement” and upload the file.
3. 03Map at least “Date*” and “Amount*”. Optional: reference, sender / recipient, note, category.
4. 04Tip: also map the transaction ID. Then re-importing won't create duplicates.
5. 05Review the rows and import them. Transactions can be matched to planned payments.

How do I export my plan?

“Export plan” creates a file for spreadsheets and your tax advisor. “Data copy (JSON)” backs up all data but can't be imported again.

How do I create a recurring payment, such as rent?

When creating the payment, under “Repeat”. You choose the cadence (daily, weekly, every 2 weeks, monthly, quarterly, yearly or a custom interval) and when it ends. Without an end date, Peak plans the next 12 months.

1. 01Choose “Add payment”.
2. 02Enter the amount and date and open “Repeat”.
3. 03Choose the cadence and, under “Ends”: Never, on a date or after a number of occurrences.
4. 04Optional: “Split monthly amount into installments” divides a monthly amount into 2 or 4 installments.
5. 05You edit all series later under “Recurring payments”.

How do I correct my account balance?

Via “Change balance”. Enter the total of all business accounts at the start of a reference date. Negative values are allowed. Peak calculates the forecast from this balance.

1. 01Choose “Change balance”.
2. 02Choose the reference date.
3. 03Enter the balance and save.

What is the weekly check?

A short check once a week: is the balance still right, have due payments been made or moved, and what has changed since the last check. A few minutes are enough; there are no daily alerts.

1. 01Open “Weekly check”.
2. 02Confirm the balance with “That's right” or choose “Adjust balance”.
3. 03Go through the overdue payments and those due in the next 7 days, and mark completed ones with “Paid”.
4. 04Under “Since your last check”, see what has changed.

How do I get a warning before money gets tight?

Under “Alerts”, enter a minimum balance in euros at “Warn me below”. Peak Cashflow then shows when the planned balance falls below it in the next 13 weeks. Also choose which alerts you want: cash gap, minimum balance, tax dates, supplier payments. Alerts aren't sent by email yet.

How do I invite my team or my tax advisor to Peak Cashflow?

Under Settings → “Team & access”. Roles: CFO and Finance can edit; Accounting and Tax advisor can only view the plan. Company admins copy an invite link or grant access by Google address.

1. 01Open Settings → “Team & access”.
2. 02Under “Invite as”, choose the role, then “Copy invite link”. The link is valid for 7 days and can be used once.
3. 03Or enter a Google address under “Access by email”. When the person signs in with it, they're added automatically. No email is sent.

Can I plan several companies in Peak Cashflow?

Yes. Each company has its own plan, balance and team. Under Settings → “Companies”, use “Add company” to create one. It starts empty with the short setup; no data is carried over. To switch, tap a company there.

How do I reset my cash flow plan?

Under Settings → “Data & export” → “Reset data”. You choose what to remove: payments, categories (payments then stay uncategorized) or accounts & balance. “Reset permanently” can't be undone. It's not possible with a read-only role.

Why does the Shopify amount in Cashflow differ from Shopify revenue?

Peak Cashflow works with the money that actually arrives: Shopify payouts minus fees, returns and holds, not gross revenue. That's why the figure is lower than the revenue in the Shopify dashboard.

Are the figures from the demo carried over?

No. The demo shows sample data and saves nothing. Your real plan starts empty.

How do I test what a change means for my balance?

Under “What if …?”, choose a scenario such as “Advertising +20%”, “Revenue −20%” or “Stock order 2 weeks later”. Peak shows your low point before and after. Your payments stay unchanged. You can save the result as a scenario or note it as a decision.

“Import failed” or “No valid transactions selected”.

Usually the date or amount mapping is missing, or the format doesn't fit. Check that the file is a CSV with a header row, that “Date*” and “Amount*” are mapped and that at least one row is selected. Save Excel files as CSV first.

“You only have read access in this company.”

Every company has its own plan and its own team. Your role there only allows reading. Ask an owner or admin to change your role under Settings → Members & teams.

“Your Cashflow workspace couldn't be loaded right now.”

The data didn't arrive completely. In that case Peak would rather show nothing than incomplete figures. Choose “Try again”. If the message stays, check the status and write to us.

Can I connect my bank account directly?

Not yet. The bank connection is planned. Until then, you import bank statements as CSV. WooCommerce, Amazon Pay, Lexware Office, Google Ads and TikTok Ads are also planned but not connected yet.