Peak Money

How do I get started with Peak Money?

Under “Plan”, create an account with its current balance, then pots such as rent, groceries or vacation, and distribute the money across them. From then on, the overview shows how much you can spend per day.

1. 01Open Peak Money and choose “Plan”.
2. 02Create an account with today's balance.
3. 03Create pots and assign an amount to each.

How does Peak Money calculate “free per day”?

Peak counts what's still available in your pots for this month (overspent pots don't count) and divides it by the days until the end of the month, today included. Money without a job doesn't count until you assign it to a pot.

Can my company see my private money?

No. Peak Money only uses your personal money plan, never the workspace of a company you're a member of. Nobody else sees it.

My balance in Peak Money doesn't match my bank.

Reconcile the account with “Reconcile balance”: enter the date and the booked balance from your bank. Peak doesn't correct anything automatically. If the balance differs, usually a transaction is missing or one is still pending. Record the missing transaction, confirm pending ones, then reconcile again.

1. 01Open Peak Money → “Plan” and find “Reconcile balance”.
2. 02Choose the account and date and enter the confirmed booked balance.
3. 03Click “Review change” and then “Save for good”.
4. 04If Peak reports a difference, record the missing transaction with “Record transaction”, or confirm pending ones in the list with “Confirm transaction”.